At Westwalk Orthodontic Group, we feel orthodontics should be affordable, so we always offer flexible payment options. We want everyone in Norwalk and Westport to have a beautiful smile, and orthodontics is often a necessary step. With this goal in mind, we understand that braces and Invisalign® need to fit comfortably into your budget.
In our practice, the fee for treatment is always determined separately for each individual, and is based on the severity of the particular person’s orthodontic problem and the estimated time of treatment. Before beginning treatment, all fees are always discussed in detail. We are always happy to discuss and arrange a fee structure that works for you.
Interest-Free Payment Plans for Braces and Invisalign
For both braces and Invisalign, we offer convenient payment plans to help fit orthodontic treatment into your budget. Also, our payment plans are interest-free. Flexible spending accounts and health savings accounts (HSA) can also be used toward braces and Invisalign, and most of our patients take advantage of this option.
Orthodontic insurance in Connecticut for braces and Invisalign
Our office is happy to assist you with your dental insurance coverage for braces and Invisalign. We will help you receive the maximum benefit you are entitled to, based on your insurance plan. We will electronically file an insurance-coded form to your insurance company for pre-estimate and actual services.
Typically, the assignment of benefits will come directly to our office, lowering your out of pocket expense. Below is additional information you may find helpful regarding orthodontic insurance coverage.
Orthodontics is a covered benefit by most dental insurance plans, but not all. Whether or not your insurance covers orthodontics is often determined by your employer and which dental plan it selects to offer to employees.
Most insurances offer a lifetime benefit for orthodontics, which typically ranges from $1,000 to $4,000. We will help you determine your coverage. Most insurances do not make a bulk one-time payment, but pay equally over the estimated months of treatment instead. If you happen to lose your insurance or change plans in the middle of braces or Invisalign, the insurance company does not guarantee the pre-authorized amount.
In addition, some insurance plans require you to have the plan in effect for a certain period of time (i.e., one year) before they will include orthodontic coverage. In this case, insurance carriers are trying to prevent people from signing up right before starting treatment.
If you live in the Fairfield County area and have any questions about your insurance’s orthodontic coverage, please feel free to give us a call. We are looking forward to helping you navigate through your dental plan, which we know is not always easy.